Benefit Insurance Services —— Individual & Family Coverages

9191 Folsom Blvd. Suite 1 Sacramento, CA 95826 Tel. 916.366.6100 Fax 916.366.5619 CA Lic#0D25361

Health Benefit News

• Join Our Team!

Current job openings at BIS:

- Client Coordinator
This entry level, non-exempt FT position requires strong organizational and interpersonal skills, with superior data-entry abilities.

Full-time: Mon-Fri 8.30am - 5pm
Salary: $25-$35,000/yr DOE

Requirements: HS graduate; Experience in a similar industry a plus.

Submit your resume.

• Mandated Offering of Orthotic & Prosthetic Devices

The California Assembly bill 2012 ammended section 1367.18 of the Health and Safety Code and Section 10123.7 of the Insurance Code to mandate an offering of orthotic and prosthetic devices to all group plans. The assembly bill deletes the requirement that coverage be provided only under terms and conditions that may be agreed upon between the policyholder and insurer or subscriber and plan. As a result, The Department of Managed Health Care (DMHC), the state agency that regulates Health Maintenance Organizations (aka HMOs) in California, required plans to remove any benefit maximums on orthotic and prosthetic offering.

• DOL Mandates Electronic Filing for Form 5500 in 2008

Beginning on or after January 1, 2008, the DOL has made e-filing mandatory for the Form 5500 and Short Form 5500. In addition, the DOL has proposed eliminating Schedules E (ESOP Information) and SSA (Annual Registration Statement Identifying Separated Participants with Deferred Vested Benefits) in anticipation of the e-filing mandate.

Individual and Family Coverage

There are times when we all find ourselves in need (or maybe just curious) of our alternative options to group insurance:
    When our children go away to college
    When we finally reach the age of retirement,
    When you are in-between jobs.

If you are no longer employed, you will have the option to continue your employer’s group insurance plans; however you will have to pay the entire cost for yourself and your family, plus any administration fee. If you or family members have ongoing medical conditions, you should enroll in COBRA.

Lee A. Trumbull, leads our individual coverage team and is a source of unparalleled expertise to assist you in making the right insurance choices for you and your family. She has earned several industry awards for the outstanding service and attention that she provides to every client. Her experience has provided her with the understanding of how to navigate through these confusing insurance choices and the application process that follows.

  Solutions for:
    - Conversion from Group Insurance
    - COBRA & Continuation Coverage
    - Individual & Family Plans
    - Medicare Supplements
    - Temporary Insurance Plans
    - Dependent Coverage
    - Student Insurance
    - Low Income Programs
    - Retiree Coverage
    - Out-of-Area Insurance


For a personalized quote and consultation, call (800) 557-5593 or email our Individual & Family Coverage Team.
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